Terms & Conditions and Privacy Policy

Last Updated: September 20, 2025

Welcome to Bookiqo (“we,” “our,” “us”).
Your privacy and trust are very important to us. This document outlines both our Terms & Conditions and Privacy Policy, explaining how we operate and handle your data.
By using our website https://bookiqo.com or any of our services, you agree to these Terms and acknowledge this Privacy Policy.

Terms & Conditions

1. Our Services

Bookiqo provides professional bookkeeping, tax help, virtual CFO, and business advisory services (“Services”).
Details and pricing may vary depending on your chosen package or engagement agreement.

2. Engagement & Payments

  • Services start once you submit a booking form, confirm engagement, or sign a service agreement.
  • Fees and payment terms are specified in invoices or proposals.
  • Payments must follow the agreed schedule; late payments may result in additional fees or service suspension.

3. Client Responsibilities

You agree to:

  • Provide accurate, complete, and lawful business and financial information.
  • Use our Site and Services only for legitimate business purposes.
  • Comply with all applicable laws and regulations.

4. Confidentiality & Data Handling

We treat all client data as strictly confidential. Your information will only be shared when:

  • Necessary to perform our Services,
  • Required by law, or
  • Permitted under this Privacy Policy.

5. Intellectual Property

All content, branding, and materials on the Bookiqo website are the property of Bookiqo or its licensors.
No part of the Site may be reproduced or used commercially without prior written consent.

6. Disclaimer & Limitation of Liability

While we strive to provide professional and accurate Services, we make no guarantee of specific financial or tax outcomes.
To the maximum extent permitted by law, Bookiqo is not liable for any indirect, incidental, or consequential damages.
Our total liability is limited to the total amount you paid to Bookiqo in the 12 months preceding the claim.

7. Termination

Either party may terminate Services with written notice.
You remain responsible for all fees incurred before termination.
We may suspend or end Services if you violate these Terms or fail to make payment.

8. Governing Law

These Terms are governed by the laws of Pakistan.
Any disputes will be resolved in the courts of Islamabad, Pakistan.

Privacy Policy

1. Information We Collect

We collect limited information necessary to provide our services, such as:

  • Personal Information: name, email, phone number, business details, and financial data when booking consultations or using our services.
  • We do not use cookies or tracking technologies on our website.

2. How We Use Your Information

Your information is used solely to:

  • Deliver and manage bookkeeping and advisory services.
  • Communicate with you about appointments, invoices, or updates.
  • Process payments securely.
  • Comply with legal and tax obligations.

We do not use personal data for advertising, remarketing, or profiling.

3. Data Sharing & Disclosure

We do not sell or rent your personal information.
Information may be shared only with:

  • Service providers necessary to operate our business (e.g., payment processors, hosting).
  • Legal authorities if required by law.
  • In case of a business transfer (e.g., merger or acquisition), with proper data protection safeguards.

4. Data Security

We use appropriate technical and organizational measures (secure servers, encryption, access control) to protect your data.
While we take strong precautions, no system is entirely risk-free, and data transmission over the internet is at your own risk.

5. Data Retention

We retain your information only as long as necessary to deliver services or meet legal and tax obligations.
When no longer required, data is securely deleted or anonymized.

6. International Data Transfers

Your data may be stored or processed on secure servers outside your home country, with appropriate protections in place to ensure compliance with applicable privacy laws.

7. Your Rights

You may request to:

  • Access, correct, or delete your data.
  • Withdraw consent or restrict processing.
  • Obtain a copy of your information.
    To exercise your rights, contact us at info.bookiqo@gmail.com

8. Children’s Privacy

Our website and services are not intended for children under 13. We do not knowingly collect data from minors. If such information is found, it will be deleted immediately.

9. Updates to This Policy

We may update these Terms or this Policy periodically.
Significant updates will be announced via email or a notice on our website before taking effect.

10. Contact Us

For any questions about these Terms or our Privacy Policy:
Bookiqo
📧 Email: info.bookiqo@gmail.com
🌐 Website: https://bookiqo.com